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Training Microfinance and SME Lending Management

DESKRIPSI Training Microfinance and SME Lending Management

Sektor mikro, kecil, dan menengah (SME) memiliki peran strategis dalam pertumbuhan ekonomi nasional dan menjadi salah satu fokus utama pembiayaan perbankan. Namun, pengelolaan kredit mikro dan SME memerlukan strategi khusus, mulai dari analisis kelayakan usaha, mitigasi risiko kredit, monitoring portofolio, hingga strategi collection yang efektif. PT Cakra Biwa Consultant menghadirkan training Microfinance and SME Lending Management untuk meningkatkan kompetensi profesional perbankan dalam mengelola pembiayaan mikro dan SME secara prudent, profitable, dan berkelanjutan.

TUJUAN Training Microfinance and SME Lending Management

Setelah mengikuti pelatihan ini, peserta diharapkan mampu:

Memahami konsep microfinance dan SME lending
Menguasai teknik analisis kredit mikro dan SME
Mengidentifikasi risiko pembiayaan sektor mikro dan SME
Menyusun strategi monitoring dan collection kredit
Mengoptimalkan kualitas portofolio kredit

MATERI Training Microfinance and SME Lending Management

Introduction to Microfinance and SME Banking
- Konsep dasar microfinance
- Karakteristik bisnis SME
- Peran perbankan dalam pembiayaan SME
- Market opportunity and challenges
SME Credit Assessment
- Analisis profil debitur
- Business feasibility analysis
- Financial statement analysis for SME
- Cash flow assessment
Credit Risk Analysis
- Identifikasi risiko kredit SME
- 5C and 7P credit analysis
- Risk rating system
- Early warning signals
Loan Structuring and Approval Process
- Penentuan struktur pembiayaan
- Loan terms and conditions
- Collateral management
- Credit approval workflow
Portfolio Management
- Managing SME loan portfolio
- Portfolio diversification strategy
- Asset quality management
- Portfolio performance indicators
Monitoring and Loan Supervision
- Post-disbursement monitoring
- Site visit and customer review
- Loan utilization monitoring
- Performance review mechanism
Collection and Recovery Strategy
- Collection management process
- Handling overdue accounts
- Restructuring and rescheduling
- Recovery strategy for NPL
Digital Innovation in SME Lending
- Digital loan processing
- Alternative credit scoring
- Fintech collaboration
- Data analytics in SME lending

✅ Siap bersaing, Siap naik level, Bersama PT CAKRA BIWA Consultant melalui Training Microfinance and SME Lending Management!

💬 [Cek Jadwal Program] 🔗 [Daftar Sekarang] 💬 [Konsultasi Gratis]

Jadwal Pelatihan Microfinance and SME Lending Management

Tanggal	Tempat	Kota
22 - 23 Juni 2026	-	Jakarta
19 - 20 Agustus 2026	-	Yogyakarta
13 - 14 Oktober 2026	-	Yogyakarta
10 - 11 November 2026	-	Yogyakarta
15 - 16 Desember 2026	-	Yogyakarta