Training Operational Risk Management in Banking

DESKRIPSI Training Operational Risk Management in Banking

Industri perbankan menghadapi tantangan yang semakin kompleks seiring perkembangan teknologi digital, perubahan regulasi, peningkatan ekspektasi nasabah, serta dinamika risiko global. Selain risiko kredit dan pasar, risiko operasional menjadi salah satu faktor utama yang dapat memengaruhi stabilitas, profitabilitas, dan reputasi bank. Risiko operasional dapat timbul akibat kegagalan proses internal, human error, fraud, gangguan sistem teknologi informasi, maupun kejadian eksternal yang berdampak pada kelangsungan operasional bank. Penerapan Operational Risk Management (ORM) yang efektif menjadi kebutuhan strategis bagi perbankan untuk memastikan aktivitas bisnis berjalan secara aman, efisien, compliant, dan resilient. Melalui pengelolaan risiko operasional yang terstruktur, bank dapat mengidentifikasi, mengukur, memantau, serta mengendalikan potensi risiko sebelum berkembang menjadi kerugian finansial maupun reputasi. Sebagai lembaga training dan consulting profesional, PT Cakra Biwa Consultant menghadirkan program pelatihan Operational Risk Management in Banking untuk membantu peserta memahami framework manajemen risiko operasional sesuai best practice industri perbankan, regulasi OJK dan Bank Indonesia, serta standar internasional dalam pengelolaan risiko. Pelatihan ini dirancang secara praktis melalui kombinasi teori, diskusi, workshop, dan studi kasus implementasi pada sektor perbankan.

TUJUAN Training Operational Risk Management in Banking

Setelah mengikuti pelatihan di cakra biwa consultant ini, peserta diharapkan mampu:

1. Memahami konsep dan prinsip dasar operational risk management di sektor perbankan.
2. Mengidentifikasi sumber dan kategori risiko operasional pada aktivitas bank.
3. Melakukan risk assessment dan pengukuran risiko operasional.
4. Menyusun risk register dan key risk indicators (KRI).
5. Mengembangkan strategi mitigasi dan pengendalian risiko operasional.
6. Memahami business continuity management dan incident management.
7. Mengintegrasikan ORM dengan governance, compliance, dan internal control.
8. Memenuhi kebutuhan regulasi terkait operational risk management pada industri perbankan.

MATERI Training Operational Risk Management in Banking

1. Fundamental Operational Risk Management in Banking
   • Definisi dan konsep operational risk
   • Framework operational risk management
   • Regulatory overview OJK & Bank Indonesia
   • Basel framework terkait operational risk
2. Sources of Operational Risk in Banking
   • People risk (human error, misconduct, fraud)
   • Process risk
   • System & technology risk
   • External event risk
   • Third party/vendor risk
3. Risk Identification & Risk Assessment
   • Risk identification techniques
   • Risk mapping process
   • Risk and control self assessment (RCSA)
   • Inherent risk vs residual risk
   • Risk scoring methodology
4. Operational Risk Measurement
   • Key Risk Indicators (KRI)
   • Loss Event Database (LED)
   • Operational risk metrics
   • Scenario analysis
   • Early warning indicators
5. Internal Control & Risk Mitigation
   • Internal control framework
   • Segregation of duties
   • Authorization controls
   • Reconciliation controls
   • Fraud prevention and anti-fraud system
6. Incident Management & Loss Handling
   • Incident reporting mechanism
   • Root cause analysis
   • Loss data collection and analysis
   • Corrective and preventive action
7. Business Continuity Management
   • Business continuity planning (BCP)
   • Disaster recovery plan (DRP)
   • Crisis management framework
   • Operational resilience strategy
8. Technology & Cyber Risk in Banking
   • Cyber security risk overview
   • Digital banking operational risk
   • Data privacy and information security
   • IT governance and controls
9. Operational Risk Governance
   • Governance structure ORM Roles and responsibilities Three Lines Model Reporting to management and board
10. Case Study & Workshop
    • Penyusunan operational risk register
    • Pembuatan Key Risk Indicator (KRI)
    • Simulasi incident reporting dan loss analysis
    • Studi kasus fraud, system failure, dan service disruption

✅ Siap bersaing, Siap naik level, Bersama PT CAKRA BIWA Consultant melalui Training Operational Risk Management in Banking!

💬 [Cek Jadwal Program] 🔗 [Daftar Sekarang] 💬 [Konsultasi Gratis]

Jadwal Pelatihan Operational Risk Management in Banking

Tanggal	Tempat	Kota
22 - 23 Juni 2026	-	Bandung
18 - 19 Agustus 2026	-	Yogyakarta
13 - 14 Oktober 2026	-	Yogyakarta
17 - 18 November 2026	-	Yogyakarta
21 - 22 Desember 2026	-	Yogyakarta