SHARIA COMPLIANCE IN PAWN BUSINESS

Pendahuluan Pelatihan Sharia Compliance In Pawn Business

Pengembangan bisnis gadai dan pembiayaan emas syariah membutuhkan sistem kepatuhan yang memastikan seluruh produk, akad, proses, transaksi, dan pengelolaan agunan berjalan sesuai prinsip syariah serta ketentuan regulator. Kompleksitas transaksi gadai emas juga menuntut pemahaman terhadap potensi risiko ketidaksesuaian akad, biaya, dokumentasi, pengelolaan agunan, dan praktik operasional.

Pelatihan Sharia Compliance in Pawn Business dirancang untuk membekali peserta dengan pemahaman mengenai penerapan prinsip syariah dalam seluruh siklus bisnis gadai. Peserta akan mempelajari sharia governance, akad, product approval, operational compliance, pengelolaan agunan, ujrah, monitoring, audit syariah, hingga identifikasi dan mitigasi risiko ketidakpatuhan syariah. Perkuat sistem kepatuhan dan tata kelola bisnis gadai syariah bersama PT Cakra Biwa Consultant.

Materi Pelatihan Sharia Compliance In Pawn Business

1. Sharia Compliance Fundamentals
   • Konsep sharia compliance
   • Prinsip kepatuhan syariah
   • Sharia risk
2. Sharia Governance in Pawn Business
   • Sharia governance framework
   • Roles and responsibilities
   • Sharia oversight
3. Sharia Contract Compliance
   • Rahn
   • Qardh
   • Murabahah
   • Ijarah/Ujrah
   • Multi-akad
4. Product & Contract Approval
   • Product governance
   • Contract review
   • Sharia approval
   • Product documentation
5. Operational Sharia Compliance
   • Operational procedures
   • Transaction process
   • Documentation
   • Record keeping
6. Gold Collateral Compliance
   • Gold acceptance
   • Gold appraisal
   • Custody
   • Inventory control
7. Ujrah & Fee Compliance
   • Ujrah principles
   • Fee structure
   • Cost transparency
   • Prohibited charges
8. Gold Pawn Financing Compliance
   • Financing structure
   • Contract implementation
   • Customer rights
   • Compliance controls
9. Sharia Risk Management
   • Sharia non-compliance risk
   • Operational risk
   • Product risk
   • Contract risk
10. Customer Protection
    • Transparency
    • Fair treatment
    • Customer suitability
    • Complaint handling
11. AML/CFT/CPF & Sharia Business
    • Customer Due Diligence
    • Transaction monitoring
    • Financial crime awareness
    • Suspicious transaction indicators
12. Sharia Audit & Review
    • Sharia review
    • Compliance testing
    • Audit findings
    • Corrective action
13. Sharia Non-Compliance Event Management
    • Identification
    • Reporting
    • Root cause analysis
    • Remediation
14. Sharia Compliance Monitoring
    • Compliance indicators
    • Monitoring framework
    • Compliance reporting
    • Management oversight
15. Case Study

✅ Siap bersaing, Siap naik level, Bersama PT CAKRA BIWA Consultant melalui Pelatihan Sharia Compliance In Pawn Business!

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Jadwal Pelatihan Sharia Compliance In Pawn Business

Tanggal	Tempat	Kota
8 - 10 September 2026	-	Yogyakarta
10 - 12 November 2026	-	Yogyakarta
2 - 4 Februari 2027	-	Yogyakarta
6 - 8 April 2027	-	Yogyakarta
1 - 3 Juni 2027	-	Yogyakarta