Training Strategic Banking Performance & Value Creation

PENDAHULUAN Training Strategic Banking Performance & Value Creation

Industri perbankan dituntut untuk tidak hanya mencatat pertumbuhan bisnis, tetapi juga mampu menciptakan nilai ekonomi yang berkelanjutan bagi pemegang saham, nasabah, karyawan, dan pemangku kepentingan lainnya. Peningkatan tekanan terhadap profit margin, biaya dana, kualitas aset, efisiensi operasional, ekspektasi nasabah, digitalisasi, serta dinamika risiko membuat pengelolaan kinerja bank membutuhkan pendekatan yang lebih strategis dan terintegrasi. Bank perlu memahami keterkaitan antara business growth, profitability, risk, capital, liquidity, customer value, dan operational efficiency dalam menghasilkan sustainable value creation. PT Cakra Biwa Consultant menyelenggarakan training Strategic Banking Performance & Value Creation untuk membekali peserta dengan kemampuan menganalisis dan mengoptimalkan kinerja perbankan secara menyeluruh. Training ini membahas strategic performance management, profitability drivers, balance sheet performance, revenue optimization, cost efficiency, risk-adjusted return, customer value, capital efficiency, digital performance, hingga strategic execution sehingga peserta mampu mengubah indikator kinerja menjadi dasar pengambilan keputusan strategis dan penciptaan nilai jangka panjang bagi bank.

TUJUAN Training Strategic Banking Performance & Value Creation

Setelah mengikuti pelatihan di cakra biwa consultant, peserta diharapkan mampu:

1. Memahami konsep strategic banking performance dan value creation.
2. Mengidentifikasi faktor utama yang memengaruhi kinerja dan profitabilitas bank.
3. Menganalisis hubungan antara growth, profitability, risk, capital, dan liquidity.
4. Mengevaluasi kinerja bank menggunakan key financial dan strategic indicators.
5. Mengoptimalkan revenue, margin, asset utilization, dan cost efficiency.
6. Menganalisis profitability berdasarkan produk, segmen, channel, dan customer.
7. Memahami konsep risk-adjusted performance dan value-based management.
8. Mengembangkan strategi peningkatan customer value dan shareholder value.
9. Mengintegrasikan data analytics dan digital capabilities dalam performance management.
10. Menyusun strategic performance improvement initiatives untuk meningkatkan sustainable value creation.

MATERI Training Strategic Banking Performance & Value Creation

1. Strategic Banking Performance & Value Creation Framework

• • Konsep banking performance
  • Value creation dalam industri perbankan
  • Shareholder value, customer value dan stakeholder value
  • Performance versus sustainable performance
  • Strategic value creation framework

2. Banking Performance Drivers

• • Revenue growth
  • Profitability
  • Asset quality
  • Cost efficiency
  • Capital efficiency
  • Liquidity dan funding
  • Risk management

3. Banking Financial Performance Analysis

• • Analisis laporan keuangan bank
  • Balance sheet performance
  • Income statement performance
  • Cash flow dan liquidity indicators
  • Financial ratio analysis
  • Trend dan peer analysis

4. Banking Profitability Optimization

• • Return on Asset (ROA)
  • Return on Equity (ROE)
  • Net Interest Margin (NIM)
  • Net Interest Income (NII)
  • Cost of Fund
  • Cost of Credit
  • Profitability improvement strategy

5. Revenue Growth & Income Optimization

• • Interest income optimization
  • Fee-based income
  • Non-interest income
  • Cross-selling dan up-selling
  • Revenue diversification
  • New revenue opportunity

6. Balance Sheet Performance & Optimization

• • Asset and liability structure
  • Asset utilization
  • Funding structure
  • Loan-to-Deposit Ratio
  • Liquidity optimization
  • Balance sheet growth versus profitability

7. Cost Efficiency & Productivity Management

• • Cost-to-Income Ratio
  • Operating expense optimization
  • Branch productivity
  • Channel efficiency
  • Process efficiency
  • Automation sebagai productivity driver

8. Customer & Product Profitability

• • Customer profitability analysis
  • Product profitability
  • Segment profitability
  • Customer Lifetime Value
  • Share of Wallet
  • Profitability-based customer strategy

9. Risk-Adjusted Performance Management

• • Risk versus return
  • Risk-adjusted profitability
  • RAROC
  • Risk-adjusted pricing
  • Risk appetite dan performance
  • Balancing growth and risk

10. Capital Efficiency & Value Creation

• • Capital allocation
  • Capital adequacy
  • Risk-weighted assets
  • Return on capital
  • Economic capital
  • Capital efficiency strategy

11. Strategic Performance Measurement

• • Key Performance Indicators (KPI)
  • Key Risk Indicators (KRI)
  • Leading dan lagging indicators
  • Balanced Scorecard
  • Strategic performance dashboard
  • Performance benchmarking

12. Data-Driven Banking Performance

• • Banking performance analytics
  • Business intelligence
  • Customer analytics
  • Profitability analytics
  • Predictive analytics
  • Data-driven strategic decision making

13. Digital Banking Performance & Value Creation

• • Digital channel profitability
  • Digital customer acquisition
  • Customer digital engagement
  • Digital transaction economics
  • AI dan automation impact
  • Measuring digital transformation value

14. Strategic Portfolio Performance

• • Business portfolio analysis
  • Product portfolio optimization
  • Segment performance
  • Portfolio concentration
  • Growth opportunity mapping
  • Strategic resource allocation

15. Sustainable Value Creation

• • Sustainable banking performance
  • Long-term profitability
  • ESG value creation
  • Business resilience
  • Sustainable competitive advantage
  • Balancing short-term performance dan long-term value

16. Performance Gap & Strategic Improvement

• • Performance gap identification
  • Root cause analysis
  • Benchmarking
  • Strategic improvement priorities
  • Quick wins dan strategic initiatives

17. Strategy Execution & Performance Governance

• • Strategy cascading
  • Performance accountability
  • Management review
  • Strategic initiative monitoring
  • Performance governance
  • Continuous improvement

18. Strategic Banking Value Creation Roadmap

• • Value creation opportunity mapping
  • Strategic priority setting
  • Performance improvement roadmap
  • KPI dan target alignment
  • Strategic action plan
  • Monitoring sustainable value creation

✅ Siap bersaing, Siap naik level, Bersama PT CAKRA BIWA Consultant melalui Training Strategic Banking Performance & Value Creation!

💬 [Cek Jadwal Program] 🔗 [Daftar Sekarang] 💬 [Konsultasi Gratis]

Jadwal Pelatihan Strategic Banking Performance & Value Creation

Tanggal	Tempat	Kota
7 - 8 September 2026	-	Malang
13 - 14 Oktober 2026	-	Yogyakarta
10 - 11 November 2026	-	Yogyakarta
8 - 9 Desember 2026	-	Yogyakarta